Mortgage lending and things you should know

  If you are thinking of buying or refinancing or just looking to give some advice to a friend or family member, read ahead.  Some words of wisdom: that we can all benefit from:

•  If you are speaking to a loan officer at a bank, a mortgage banker or a mortgage broker and they ask that you help them fill out an application without going over your financial pedigree, you may be asking for a lot of trouble.

Mortgage Refinancing

Thinking about refinancing your mortgage? We have all the information you need to know

Refinancing your mortgage simply means taking out a new mortgage to replace your existing one. Why bother? Because over time your circumstances can change, so it's good to review your mortgage every 2 or 3 years. Compare it with other products on the market and make sure it's still the best one for you.